FtunPay
Payments infrastructure for healthcare
Patients pay at the point of care. Hospitals reconcile with insurers. Mobile money and banking rails connect through one platform layer — so money moves as fast as clinical data.

Payments capabilities
Multi-rail payments
Accept mobile money, cards, and bank transfers — aligned with how patients and facilities actually pay in African markets.
Patient billing
Itemized bills surfaced in FtunPatient with transparent pricing and payment status.
Institutional reconciliation
Finance teams reconcile cash, insurance, and patient payments against encounters and claims.
Insurance settlement
Tight integration with FtunClaims for faster provider payment after adjudication.
Audit & compliance
Immutable financial audit trails with role-based access for finance and compliance teams.
API-first integration
Payment events exposed via webhooks and REST APIs for external accounting systems.
In practice
Cashless hospital payments
A 300-bed hospital deploys FtunPay alongside FtunEMR and FtunClaims. Patients pay co-pays via mobile money at discharge. Insurer settlements reconcile automatically — cutting average accounts-receivable days from weeks to days.

Healthcare payments vs. generic checkout
Billing in care settings involves partial payments, insurance, and reconciliation.
| Capability | FtunMed on FtunOS | Traditional approach |
|---|---|---|
| Payment rails | Mobile money, cards, institutional | Cash-only or single rail |
| Patient billing | Linked to encounters on FtunOS | Separate billing spreadsheets |
| Reconciliation | Automated matching with FtunClaims | Manual ledger updates |
| Patient experience | Pay via FtunPatient | Queue at billing desk only |
Frequently asked questions
Clear answers for teams evaluating healthcare software, EMR systems, and digital health platforms.
- What is FtunPay?
- FtunPay is FtunMed’s healthcare payments and billing module. It supports patient billing, institutional payments, and reconciliation across mobile money, cards, and other payment rails on FtunOS.
- Why is healthcare-specific payment software important?
- Healthcare payments involve partial payments, insurance adjustments, copays, institutional billing, and reconciliation across multiple parties. General payment tools often lack healthcare billing context; FtunPay is designed for care settings.
- Does FtunPay support mobile money?
- FtunPay is built for markets where mobile money and mixed payment rails are common — alongside cards and institutional settlement — so patients and facilities can collect and reconcile payments in locally relevant ways.
- How does FtunPay relate to FtunClaims?
- FtunClaims handles insurer eligibility and claims workflows, while FtunPay handles patient and institutional payment collection and reconciliation. Together they support end-to-end financial operations on FtunOS.
Ready to modernize healthcare payments?
Talk to our team about FtunPay for your hospital, insurer, or national program.
Request a Demo